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Barriers to Building Generational Wealth: Mortgage Lending Disparities Across Greater Philadelphia

Product No.: 21019
Date Published: 4/2021

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Geographic Area Covered: Nine-County Greater Philadelphia Area

Abstract: This report provides an analysis of mortgage lending trends throughout Greater Philadelphia from 2004-2019, and presents findings of racial, ethnic, and geographic mortgage lending disparities that exist within the region.

Key Words: Collateral, COVID-19, Credit History, Debt to Income Ratio, Generational Wealth Gap, Housing Crisis of 2008, Housing Mortgage Disclosure Act (HMDA), Mortgage, Origination, Post-Pandemic Economic Recovery, Racial Wealth Gap

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